Economically speaking, we’re facing uncertain times. Concerns about your financial future or a current tight budget may be why you’re holding back from getting that new Lincoln Nautilus or Lincoln Navigator. But, finances don’t have to stop you from driving your dream car. There are ways that you can get that premium SUV you deserve without breaking the bank. Here are some ways to make it easier to afford a Lincoln from Ray Pearman Lincoln.

Make a larger down payment

If you have the cash on hand to make a larger down payment, that helps bring down the cost of the purchase. Paying off more of the balance upfront lowers the total amount you’ll need to finance and pay interest on.

If you also make monthly payments above the minimum amount required, you’ll pay off the loan faster and pay even less interest overall. Plus, you’ll build equity in your Lincoln that can come in handy if you decide to resell it.

Consider a Lincoln Certified Pre-Owned

You don’t need to purchase a brand-new Lincoln to enjoy world-class quality. With a Lincoln Certified Pre-Owned model, you’ll get a like-new vehicle that has passed a 200-point inspection and comes with perks like limited warranty coverage. Because Lincoln CPO vehicles must also meet mileage and age restrictions, you can get features you want (like Lincoln Co-Pilot360™ and Bridge of Wier™ leather seats) for less money than the newest model year costs.

If you want to afford a Lincoln luxury vehicle in Huntsville, Alabama, Ray Pearman Lincoln can help. We’ll look for the best rates and terms whether you’re looking to finance or lease your next car. And if you have an old car to sell or trade in, we’ll ensure that you get a fair credit. Contact us to learn more about how we make it simpler for you to get the premium driving experience you deserve.